INCOME
W-2s
Past 2 years' for each applicant (only 1 if salaried)
Paycheck Stubs
Most recent, showing current year-to-date earning for each applicant
Tax Returns
Past two years' if self-employed or paid on commission (including partnership and/or corporate returns, if applicable)
Other
Bring all supporting documents for additional income to be used for qualifying (Alimony, child support, or separate maintenance need not be revealed if you do not wish to have it considered as a basis for making your loan payment.)
ASSETS
Bank Statements
Two most recent months' statements if funds will be used to close the loan
Investment Statements
Two most recent months' statements if funds will be used to close the loan
Lease Agreement
Or past years' tax returns if you own other real estate (Tax returns required if you own 3 or more properties.)
DEBTS
Provide account numbers, current balance and monthly payment amounts for all revolving or installment accounts.
OTHERS
Copy of Sales Contract
(Purchase only)
Copy of Divorce Decree
If alimony, child support or separate maintenance will be used to qualify for loan or to verify any debt responsibility you may have
Application Deposit
if applicable
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